Fashion Over 40 on a Budget: Chic Summer Outfit Ideas

Let me ask you this: Do you think you need to spend a fortune to look classy, chic, and put-together, especially when it comes to fashion for those over 40 on a budget?

If so, you’re in for a treat. In this tutorial, I’ll show you 10 insanely stylish looks, with every single piece priced under $50.

Trust me, you'll be amazed at how affordable and fashionable these outfits are - your jaw will drop!

1. White shirt

First up, we have a classic white satin button-down shirt.

Everybody needs a white button-down in their wardrobe as it can be worn in so many different ways for so many different occasions - you can wear it to the office in the day and then in the evening to a date night.

Shop savvy, and you’ll be able to pick up a button-down that looks like a designer piece for a very budget-friendly price.

2. Bodysuit

The second piece that you need in your wardrobe is a bodysuit. I love bodysuits because they're great tops to wear alone, but they're also great layering pieces to wear underneath your favorite jackets.

This one is a beautiful chocolate brown shade, and chocolate brown is going to be a huge color this fall and winter.

3. Linen blazer 

Next up is a linen blazer. A blazer is a timeless piece that automatically makes you look classy when you throw it on over a T-shirt and jeans. The lightweight and breathable nature of linen is perfect for helping you create a chic summer outfit.

4. Cropped army jacket 

A cropped army jacket is a wardrobe staple that you will wear way more than you think. You can dress it up with heels like I have here, or you can wear it with sneakers on the weekends.

I also love the beautiful dark olive green shade - it is so perfect for fall and winter.

5. Halter top

Piece number five is perfect for a date night or a girls' night out, and it is this black halter top. It's tastefully sexy but is still classy and elegant. You could certainly top it off with any blazer, and that would really elevate the look.

Here I paired the top with some white jeans; the denim is thick enough so that you can’t see through them, which can be an issue with some other types of white denim.

6. One shoulder ruched dress 

This dress is ideal for any summer event, thanks to its flattering ruching. The ruching not only enhances the dress's silhouette but also has a camouflaging and slimming effect. It hugs your curves perfectly, making it both fabulous and flattering.

8. Black t-shirt

This black t-shirt has a cap sleeve and crew neckline, and I love these two details. It’s so comfortable and easy to throw on with anything and look polished and put together.

I paired it with an amazing denim midi skirt. Denim midi skirts are super stylish, and they're going to be reigning supreme in fall and winter, and I love the tastefully sexy slit up the front.

9. Layered chain necklace

A layered chain necklace is a stylish and versatile accessory that effortlessly elevates any outfit.

Its multi-strand design adds depth and dimension, creating a dynamic look that draws attention without overwhelming your look. I added a gold bag and shoes to this outfit to tie in with my gold chains.